The average homebuyer overpays $3,700 to $11,400 in fees and commissions — not because they were unlucky, but because nobody was on their side of the table before they signed. We give you the exact scripts, templates, and words to keep that money.
I spent more than 25 years inside the real estate and mortgage industry. My team handled 15,000+ closings. In the last 12 months alone, I helped 200+ families save an average of $3,700 each — just by showing them what to say. Commission Cutters is the scalable version of that conversation.
Every other party in your transaction earns more when you pay more. We’re the only one with no skin in your deal.
Agents have a fiduciary duty to represent you in the transaction. They do not have a duty to charge you a fair fee. The more you pay them, the more they earn. That’s not a scandal — that’s the structure.
Lender credits, discount points, origination fees, and rate margins are all negotiable. Most borrowers never ask. The cost of not asking, over a 30-year loan: tens of thousands of dollars.
We don’t represent anyone. We don’t take commissions. We accept zero referral fees from agents, lenders, or brokers. The only money we make is the $97 you pay us, one time. Our loyalty is not divided because there is nothing to divide it with.
I sent the email template and the agent agreed within 24 hours. I almost didn’t believe it would work.
Used three of the scripts. The agent didn’t even push back. I was prepared, they could tell.
I had no idea the Loan Estimate had this much room. The lender adjusted three line items after one email.
Buying or selling a home? Real Estate Edition. Getting a mortgage or refinancing? Mortgage Edition. Doing both? The Bundle saves you $47.
Negotiate with your buyer’s agent or listing agent. Templates for both sides of the deal.
Both editions. For buyers who also need a mortgage — almost everyone.
Negotiate lender fees, points, and margin on a purchase or refinance.
A one-time Premium upgrade is offered after checkout. No subscriptions. No recurring charges. No upsells in your email.
$97 gets you instant portal access. Watch the preview video. If it’s not for you, request a full refund in the next 24 hours.
If you’re in, click to unlock the full library — videos, scripts, templates. Most customers consume it in under an hour.
Copy the template that fits your situation. Send it to your agent or lender. Most see a response within 48 hours.
Move the slider. The numbers are based on real outcomes from real customers.
Even a conservative outcome covers the cost of the toolkit 25 times over.
Real estate commissions and mortgage fees have always been negotiable. The federal government, the courts, and the recent NAR settlement have all confirmed it. Most consumers just don’t know it. We’re not lawyers and we don’t give legal advice — we teach you how to have an informed conversation with the professionals you’re hiring.
No. Commission Cutters LLC provides education only. We do not represent buyers or sellers, we do not negotiate on your behalf, and we receive zero commissions, referral fees, or kickbacks from any agent or lender. The only money we make is the toolkit price you pay us, one time.
Many agreements can still be re-negotiated before closing. The toolkit includes a section specifically for “I already signed — what now?” with scripts for adjusting terms, requesting credits, and unwinding agreements that aren’t yet binding.
You get instant access. Watch the preview video. If it’s not for you, request a full refund within 24 hours — no questions, no friction. Once you click “Unlock the toolkit,” you’ve waived the refund. We do this because by then you have everything we promised, and that’s fair to both sides.
Good agents and good lenders respect informed clients. The templates are written in a professional, friendly tone — not adversarial. If a professional refuses to even discuss their fee, that’s information you needed before signing anything with them.
Under an hour to consume the whole library. Five minutes to copy a template and send it. Most customers see a response from their agent or lender within 48 hours.
The frameworks apply in all 50 states. Specific commission norms and loan disclosures vary by state, and the templates are written to adapt to your local market without requiring specialized knowledge from you.
No. One-time payment. Lifetime access. No upsells in your email. No surprise charges. The only optional add-on is a one-time Premium upgrade offered immediately after checkout — and you can decline it with one click.
A $97 toolkit that helps the average customer save $3,700. That’s a 38x return. Even if you save 10% of what the average customer saves, you’ve still come out ahead. The only people who don’t save are the ones who never open the templates.
Instant access · 24-hour preview window · No recurring charges
Commission Cutters LLC provides educational and informational services only. We are not a real estate brokerage, mortgage lender, law firm, intermediary, or fiduciary. We do not represent consumers, negotiate on their behalf, or participate in real estate or mortgage transactions. We do not receive or accept commissions, referral fees, or kickbacks from any party. All content is for general educational purposes only and should not be construed as legal, financial, or professional advice. Results vary by market, situation, and willingness to use the materials. Past customer outcomes do not guarantee future results.
Consumer advocacy through education. The scripts, templates, and exact words to keep what’s yours.
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